Overview
The bank account article contains the account level information of the bank container.
Bank Account Data Elements
The table below table describes the main data elements populated by Yodlee at account level for bank container. Refer to BankData in javadocs to locate these fields.
| Field Name | Description | Data Type | Availability | Example | Possible Values |
|---|---|---|---|---|---|
| Account Holder | Name or identification of the owner of the account. | String | Often | John Doe | |
| Account Type | The type of consumer’s account. | String | Often | Checking | AccountType |
| Account Number | The account number for the bank account. It is used for account reconciliation logic. | String | Often | 123456789, xxxx2345, S1-23434 | |
| Account Name | The account name (description) for the bank account. This field is used for account reconciliation logic. | String | Often | John's Checking | |
| Available Balance | The available balance in the account (may include pending transactions) | Money | Often | 45000.00 | |
| Maturity Date | The CD maturity date | Date | Often | 08/05/2008 | |
| Current Balance | The current account balance (may not include transactions yet to be posted to the account – often as of previous business day) | Money | Often | 80,000.00 | |
| Overdraft Protection | The overdraft protection amount for an account. | Money | Sometimes | 4,000.00 | |
| Previous Year Interest Earned | The Interest earned by each account in the previous calendar year | Money | Often | 4500.00 | |
| Routing Number | The routing number for the bank account | Number | Sometimes | 9999999963 | |
| Interest Rate | Interest rate associated with the account | Double | Sometimes | 5.6 | |
| As Of Date | Date as of which account information is current. | Date | Sometimes | 2008-08-17T09:30:47.0Z | |
| Maturity Amount | CD Maturity Amount | Money | Sometimes | 80,087.45 | |
| Term | Term of a CD | String | Sometimes | 6 Months/30 Days/6 Weeks/5 years | |
| Interest Earned YTD | Interest earned by each account for current calendar year | Money | Sometimes | 4500.00 | |
| Nominee Name | Nominee Name on the account | String | Sometimes | ||
| Account Nickname at Source Site | Account name (description) for each bank account. | String | Sometimes | John's Checking | |
| Account Classification | Classification of the account. On classification, the transactions will be categorized by giving preference to small business categories for small business accounts. | String | Rarely | Personal | |
| Bank Transaction(s) | The list of bank transactions associated to this account. | BankTransaction | Often |
*The fields listed here are only the most commonly required data elements.