Data for Credit Decisioning


The Risk Insight Report provides an actionable report to help you make risk decisions.

Full Financial Snapshot

We help you to distill complex information into an actionable report and you can retrieve the report upon request

Learn More

//Risk Insight Report JSON data
{
	"applicationId": "CL61001893600000048",
	"snapshotDataAsJSON": "
{
   "accounts":[
      {
         "account":{
            "acctType":"529Plan",
            "linkedBankAccountNumber":"xxxx2442",
            "nomineeName":"James Potter",
            "planNumber":"0",
            "planName":"529 College Savings Plan",
            "cash":0.0,
            "cashCurrencyCode":"USD",
            "cashoptionBp":0.0,
            "cashoptionBpCurrencyCode":"USD",
            "fundsAvailable":0.0,
            "fundsAvailableCurrencyCode":"USD",
            "mutualFundFolioNumber":"xxxx4371",
            "annuityBalance":0.0,
            "annuityBalanceCurrencyCode":"USD",
            "annuityDeathBenefit":0.0,
            "annuityDeathBenefitCurrencyCode":"USD",
            "holdings":[
               {
                  "costBasis":1224.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "description":"Cisco Systems",
                  "percentAllocation":10.0,
                  "riskCategory":"high",
                  "value":144.0,
                  "valueCurrencyCode":"USD",
                  "cusipNumber":"784554507"
               },
               {
                  "costBasis":1224.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "description":"Cisco Systems",
                  "percentAllocation":10.0,
                  "riskCategory":"high",
                  "value":1476.0,
                  "valueCurrencyCode":"USD",
                  "cusipNumber":"234581507"
               },
               {
                  "costBasis":431.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "dailyChange":11.0,
                  "dailyChangeCurrencyCode":"USD",
                  "description":"Cisco Systems",
                  "percentAllocation":10.0,
                  "riskCategory":"high",
                  "value":4026.0,
                  "valueCurrencyCode":"USD",
                  "symbol":"SBI",
                  "cusipNumber":"111181507"
               },
               {
                  "commodityType":"ABC",
                  "contractQuantity":10.0,
                  "couponFreq":"unknown",
                  "description":"Morgan d223",
                  "lotSize":333,
                  "value":300.0,
                  "valueCurrencyCode":"USD"
               },
               {
                  "callPrice":2.0,
                  "callPriceCurrencyCode":"USD",
                  "costBasis":321.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"annual",
                  "couponRate":12.0,
                  "currentYield":333.0,
                  "dailyChange":10.0,
                  "dailyChangeCurrencyCode":"USD",
                  "description":"Coupon Bonds",
                  "maturityDate":"2016-07-07",
                  "moodyRating":"high",
                  "nextCallDate":"2015-07-20",
                  "nextCouponDate":"2015-08-07",
                  "nominalYield":121.0,
                  "percentAllocation":10.0,
                  "percentageChange":15.0,
                  "riskCategory":"high",
                  "scrapedPrice":33.0,
                  "scrapedPriceCurrencyCode":"USD",
                  "scrapedQuantity":12.0,
                  "spRating":"high",
                  "value":396.0,
                  "valueCurrencyCode":"USD",
                  "yieldToCall":211.0,
                  "yieldToMaturity":123.0,
                  "cusipNumber":"832435247"
               },
               {
                  "couponFreq":"unknown",
                  "daysRemaining":34.0,
                  "description":"Cisco Systems",
                  "faceValue":3200.0,
                  "faceValueCurrencycode":"USD",
                  "interestRate":12.0,
                  "maturityDate":"2016-07-07",
                  "percentAllocation":2.0,
                  "riskCategory":"high",
                  "term":"TIME_DUR::P2016Y7M7D",
                  "value":3600.0,
                  "valueCurrencyCode":"USD",
                  "cusipNumber":"145652332"
               },
               {
                  "costBasis":342.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "dailyChange":140.0,
                  "dailyChangeCurrencyCode":"USD",
                  "description":"Cisco Systems",
                  "percentAllocation":12.0,
                  "percentageChange":12.0,
                  "riskCategory":"high",
                  "value":2304.0,
                  "valueCurrencyCode":"USD",
                  "cusipNumber":"838763465"
               },
               {
                  "costBasis":1224.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "dailyChange":140.0,
                  "dailyChangeCurrencyCode":"USD",
                  "description":"Cisco Systems",
                  "percentAllocation":10.0,
                  "percentageChange":12.0,
                  "riskCategory":"high",
                  "value":144.0,
                  "valueCurrencyCode":"USD",
                  "symbol":"FOREX",
                  "cusipNumber":"831645231"
               },
               {
                  "companyName":"HDFC",
                  "costBasis":1224.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "dailyChange":140.0,
                  "dailyChangeCurrencyCode":"USD",
                  "description":"Cisco Systems",
                  "employerContribution":12.0,
                  "employerContributionCurrencyCode":"USD",
                  "expirationDate":"2016-07-20",
                  "grantDate":"2015-07-05",
                  "grantNumber":"32121123",
                  "lastContribution":212.0,
                  "lastContributionCurrencyCode":"USD",
                  "lastContributionDate":"2015-07-20",
                  "linkedBankAccountNumber":"xxxx6789",
                  "percentAllocation":10.0,
                  "planNumber":"321241",
                  "quantityGrantsAccepted":221.0,
                  "quantityGrantsNotaccepted":432.0,
                  "riskCategory":"high",
                  "strikePrice":123.0,
                  "strikePriceCurrencyCode":"USD",
                  "unvestedQuantity":4231.0,
                  "unvestedValue":432.0,
                  "unvestedValueCurrencyCode":"USD",
                  "value":861.0,
                  "valueCurrencyCode":"USD",
                  "vestedQuantity":5431.0,
                  "vestedSharesEx":12.0,
                  "vestedValue":123.0,
                  "vestedValueCurrencyCode":"USD",
                  "vestingDate":"2015-07-20",
                  "symbol":"FOREX",
                  "cusipNumber":"831681111"
               },
               {
                  "costBasis":431.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "dailyChange":11.0,
                  "dailyChangeCurrencyCode":"USD",
                  "description":"Cisco Systems",
                  "isRestricted":1,
                  "mfNumber":1128.0,
                  "percentAllocation":10.0,
                  "percentageChange":321.0,
                  "planName":"abcdef",
                  "planOption":"GROWTH",
                  "riskCategory":"high",
                  "value":4026.0,
                  "valueCurrencyCode":"USD",
                  "yield":44.0,
                  "symbol":"SBI",
                  "cusipNumber":"831124532"
               },
               {
                  "contractAdjustment":20.0,
                  "costBasis":1224.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "daysRemaining":100.0,
                  "description":"Cisco Systems",
                  "expirationDate":"2016-07-20",
                  "isSettleTypeAmerican":1,
                  "percentAllocation":10.0,
                  "riskCategory":"high",
                  "strikePrice":123.0,
                  "strikePriceCurrencyCode":"USD",
                  "value":144.0,
                  "valueCurrencyCode":"USD",
                  "symbol":"FOREX",
                  "cusipNumber":"123456789"
               },
               {
                  "costBasis":431.0,
                  "costBasisCurrencyCode":"USD",
                  "couponFreq":"unknown",
                  "dailyChange":321.0,
                  "dailyChangeCurrencyCode":"USD",
                  "description":"SMALLCAP WORLD FUND-529A",
                  "employeeContribution":100.0,
                  "employeeContributionCurrencyCode":"USD",
                  "isMarginable":1,
                  "isRestricted":1,
                  "percentAllocation":10.0,
                  "percentageChange":321.0,
                  "realizedGain":1.0,
                  "realizedGainCurencyCode":"USD",
                  "riskCategory":"high",
                  "value":3646.62,
                  "valueCurrencyCode":"USD",
                  "symbol":"CSPAX",
                  "cusipNumber":"831681507"
               }
            ],
            "marginBp":0.0,
            "marginBpCurrencyCode":"USD",
            "dayTradingMarginBp":0.0,
            "dayTradingMarginBpCurrencyCode":"USD",
            "dayTradingCashoptionBp":0.0,
            "dayTradingCashoptionBpCurrencyCode":"USD",
            "openCall":0.0,
            "openCallCurrencyCode":"USD",
            "cashCall":0.0,
            "cashCallCurrencyCode":"USD",
            "marginCall":0.0,
            "marginCallCurrencyCode":"USD",
            "fedCall":0.0,
            "fedCallCurrencyCode":"USD",
            "houseCall":0.0,
            "houseCallCurrencyCode":"USD",
            "dayTradingMarginCall":0.0,
            "dayTradingMarginCallCurrencyCode":"USD",
            "accountEquity":0.0,
            "accountEquityCurrencyCode":"USD",
            "accountGain":40.0,
            "totalMvLong":0.0,
            "totalMvLongCurrencyCode":"USD",
            "totalMvShort":0.0,
            "totalMvShortCurrencyCode":"USD",
            "totalMvCashSecurities":0.0,
            "totalMvCashSecuritiesCurrencyCode":"USD",
            "totalMvMarginSecurities":0.0,
            "totalMvMarginSecuritiesCurrencyCode":"USD",
            "deferredCompBalance":0.0,
            "deferredCompBalanceCurrencyCode":"USD",
            "deferredCompVested":0.0,
            "deferredCompVestedCurrencyCode":"USD",
            "loan_401k":0.0,
            "loan_401kCurrencyCode":"USD",
            "totalInvestedAmount":10.0,
            "totalInvestedAmountCurrencyCode":"USD",
            "totalBalance":20767.62,
            "totalBalanceCurrencyCode":"USD",
            "totalVestedBalance":0.0,
            "totalVestedBalanceCurrencyCode":"USD",
            "totalUnvestedBalance":0.0,
            "totalUnvestedBalanceCurrencyCode":"USD",
            "fundsOwed":0.0,
            "fundsOwedCurrencyCode":"USD",
            "availableLoan":0.0,
            "availableLoanCurrencyCode":"USD",
            "buyingPower":0.0,
            "buyingPowerCurrencyCode":"USD",
            "marginBalance":0.0,
            "marginBalanceCurrencyCode":"USD",
            "unsettledFunds":0.0,
            "unsettledFundsCurrencyCode":"USD",
            "shortBalance":0.0,
            "shortBalanceCurrencyCode":"USD",
            "moneyMarketBalance":0.0,
            "moneyMarketBalanceCurencyCode":"USD",
            "cmaBalance":0.0,
            "cmaBalanceCurrencyCode":"USD",
            "isPaperlessStmtOn":0,
            "totalRealizedGain":10.0,
            "totalRealizedGainCurrencyCode":"USD",
            "accruedInterest":10.0,
            "accruedInterestCurrencyCode":"USD",
            "benefitAmount":10.0,
            "benefitAmountCurrencyCode":"USD",
            "intraDayCashBalance":10.0,
            "intraDayCashBalanceCurrencyCode":"USD",
            "dividendEarnedAsPayOut":10.0,
            "dividendEarnedAsPayOutCurrencyCode":"USD",
            "benefitFrequency":"ANNUAL",
            "statementRef":[
               "56cc3298c8f20bce79edee88",
               "56cc32a3c8f2c9c7b26b4338"
            ],
            "accountHolder":"529 College Savings Plan",
            "secondaryAccountHolder":"Bob Duo",
            "accountNumber":"xxxx0860",
            "accountName":"529 College Savings Plan",
            "accountNicknameAtSrcSite":"AAAAA BBBBB",
            "asOfDate":"2015-11-16",
            "accountOpenDate":"2010-07-07",
            "accountCloseDate":"2016-07-07",
            "itemAccountId":21877088,
            "contentServiceDisplayName":"Dag Site - Investments",
            "organizationDisplayName":"Demo Bank",
            "siteDisplayName":"Dag Site",
            "containerType":"stocks",
            "lastSuccessfulDataUpdate":"2016-02-23T02:18:15.000-0800",
            "statusCode":0,
            "itemId":19037796,
            "memSiteAccId":12882416,
            "isPrepop":false,
            "isHeld":0,
            "contentServiceId":20549,
            "loginUrl":"http://64.14.28.129/dag/index.do",
            "siteId":16441
         }
      }
   ]
}
"
}

Set up a Developer Account for free

Gain access to financial data in minutes