Yodlee Citi Tech Challenge

An open innovation initative seeking to source tech solutions that promote integrity around the world


Envestnet | Yodlee® offers APIs to aggregate consumers financial accounts and verify the existence of an account. Participants will have free access to our Account Aggregation and Verification APIs through our developer portal. Use Envestnet | Yodlee APIs to access rich financial account and transactional data to build innovative financial apps and online banking solutions.

Aggregation API

Our Aggregation API allows third party developers user-permissioned and secure access to their users’ financial accounts, including checking, savings, investments, loans, and rewards accounts. Examples listed below :

  • Personal Financial Management - Help consumers to increase their financial wellness.
  • Business Tools - Create tools that help small businesses to operate more efficiently.
  • Retail Banking - Build the next generation of digital apps for banks.
  • Wealth Management - Create a holistic view of your clients’ portfolio to drive strategy and advice.
  • Lending - Leverage alternative data for better underwriting results.
  • Payments - Verify bank accounts and balances before transacting.
  • Online Accounting - providing business owners with real-time visibility of their financial position in a way that’s simple, smart and secure.

Account Verification API

Our Account Verification API is an easy and secure way to verify the existance of a bank account if you need to move money in or out of a bank account. Provides access to key details from the bank account which provides a better user experience for your users while reducing risk of fraud, NSF or non-payment. Examples listed below:

  • E-Commerce - Enable payments by bank account for online shopping.
  • Payments - Verify bank accounts and balances before transacting.
  • Account Opening - Enable using existing accounts for verification and funding.
  • Wallets - Confirm funds availability for online wallet funding.

Getting Started

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