Data Access and FastLink – New Features/Enhancements
Open Banking Updates
Open Banking (OB) is a new regulatory framework in the EU and the UK that requires banks to provide APIs allowing bank customers to share their data with third-party financial services. The consents and institutions services are solely for OB, and are only available in the UK.
Miscellaneous Changes in FastLink
- Challenge Deposit Verification (CDV) enhancement: To start CDV when the user has not selected a provider, FastLink issues this prompt: To manually verify an account, enter your account details. The process takes 2-4 days to complete.
This message replaces the existing message asking only for the account number: To manually verify this account, enter your account number. The process takes 2-4 days to complete.
- Terms and Conditions changes: Terms and Conditions (T&C) on the login screen were displayed only once; now it is made to honor a key that allows to always display T&C.
Matching Service FastLink 3.0 Screen Correction
- Scenario 1: Matching service fails with the account holder name mismatch reason:
- Current message:
We could not verify any of your accounts. Contactif you have questions. You can link another account. - New message:
Your accounts couldn’t be verified. Link another account or use an alternate route for verification. Contactif you have questions.
- Current message:
- Scenario 2: The user tries again to verify the same account (using the same set of credentials) that failed verification with the account holder name mismatch.
- Current message:
Technical Error: We're having issues connecting toSite. Please save your application and come back later to try again. - New message:
The account holder name doesn’t match the account. You cannot reuse credentials. Link another account or contactfor further assistance.
- Current message: