Access to Financial Data
Our Aggregation API allows 3rd party developers user-permissioned and secure access to their users’ financial accounts, including checking, savings, investments, loans, and rewards accounts.
Accounts Data
- Type of Account
- Balance Information (current, running balance)
- APR
- Credit & Cash advance limits (for credit card)
- and more...
Transactions Data
- Type
- Date
- Amount
- Merchant Name
- Credit/Debit
- and more...
//Account Data Example (credit card)
{
"CONTAINER":"creditCard",
"providerAccountId":10126322,
"isManual":false,
"accountName":"CREDIT CARD",
"accountStatus":"ACTIVE",
"accountNumber":"xxxx8614",
"isAsset":false,
"balance":{
"amount":1636.44,
"currency":"USD"
},
"id":10240353,
"lastUpdated":"2016-06-22T04:47:41Z",
"providerId":"16441",
"providerName":"Dag Site",
"apr":29.99,
"availableCash":{
"amount":600,
"currency":"USD"
},
"availableCredit":{
"amount":1363,
"currency":"USD"
},
"lastPaymentDate":"2014-01-17",
"lastPaymentAmount":{
"amount":250,
"currency":"USD"
},
"accountType":"UNKNOWN_1",
"runningBalance":{
"amount":1636.44,
"currency":"USD"
},
"totalCashLimit":{
"amount":600,
"currency":"USD"
},
"totalCreditLine":{
"amount":3000,
"currency":"USD"
},
"refreshinfo":{
"statusCode":0,
"statusMessage":"OK",
"lastRefreshed":"2016-06-22T04:47:41Z",
"lastRefreshAttempt":"2016-06-22T04:47:41Z",
"nextRefreshScheduled":"2016-06-23T07:08:15Z"
}
}
Data Enrichment
The Yodlee Platform employs a 15 step process to clean, normalize, secure, store, and enrich your data so that it’s reliable and actionable.
Full year's worth of data - Yodlee API typically provides at least one year of data.
Enriched Transaction Data - Merchant recognition, address and geo-location information, included with transaction data.
Transaction Categorization - Accurate algorithms to categorize transactions using an expansive list of categories.
PDFs - Ability to return PDF’s across various categories
Simple Integration
3-Steps to Integrate
-
Register (or log in) towards
Enroll new user with Yodlee or obtain token for existing user
-
Add a user’s financial account(s)
Yodlee FastLink, an easy to use add account wizard, seamlessly handles the end to end user experience for adding accounts. You can build your own flow but we recommend using Yodlee FastLink to save time and energy.
-
API access to accounts and transaction data
Our RESTful API will help you access data in minutes.
//User Login Request
POST /ysl/restserver/v1/user/login HTTP/1.1
Host: developer.api.yodlee.com
Connection: keep-alive
Content-Length: 114
Accept: application/json
Origin: https://developer.yodlee.com
Authorization: {cobSession=cob_session_token}
Content-Type: application/json
{
"user":{
"loginName": "testUser",
"password": "TEST@123",
"locale": "en_US"
}
}
Yodlee FastLink
Yodlee FastLink is a responsive and flexible developer tool that allows your users to add accounts quickly and easily.
- Fully Customizable - Control the look and feel of FastLink
- Secure - User passwords never touch your servers
- Time Saving - FastLink handles multifactor authentication for you
- Simplicity - Abstract away the difficulties of managing website changes
BillGuard wouldn't be around if it wasn't for Yodlee because we're able to to enable our customers to aggregate all of their transaction data across all of their cards in their wallet in our app and we use Yodlee API in order to power that.
– Yaron Samid,Former CEO, BillGuard (acquired by Prosper)
