Verify Bank Account Ownership and Balances

An easy and secure way to verify ownership of a bank account if you need to move money in or out of a bank account.

Verification Service

Provides access to key details from the bank account which provides a better user experience for your users while reducing risk of fraud, NSF or non-payment

  • Account holder name
  • Account Type
  • Routing Number
  • Account Number
  • Balance
//Verification data result snippet
         "accountName":"Chase Checking",
         "providerName":"Chase Bank",
                  "displayed":"Shah Vinita"

Get started with Yodlee Account Verification APIs

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Simple Integration

3-Steps to Integrate

  • Register (or login) User

    Enroll new user with Yodlee or obtain token for existing user

  • Add a user’s financial account(s)

    Yodlee FastLink, an easy to use add account wizard, seamlessly handles the end to end user experience for adding accounts. You can build your own flow but we recommend using FastLink to save time and energy.

  • API access to verification result

    Obtain real time verification for your users so that you can start payments right away.

//User Login Request
POST /ysl/restserver/v1/user/login HTTP/1.1
Connection: keep-alive
Content-Length: 114
Accept: application/json
Authorization: {cobSession=cob_session_token}
Content-Type: application/json
    "loginName": "testUser",
    "password": "TEST@123",
    "locale": "en_US"

Use Cases


Enable payments by bank account for online shopping

Account Opening

Enable using existing accounts for verification and funding


Verify bank accounts and balances before transacting


Confirm funds availability for online wallet funding

Yodlee FastLink

Yodlee FastLink is a responsive and flexible developer tool that allows your users to add accounts quickly and easily.

  • Fully Customizable - Control the look and feel of FastLink
  • Secure - User passwords never touch your servers
  • Time Saving - FastLink handles multifactor authentication for you
  • Simplicity - Abstract away the difficulties of managing website changes

The integration of Envestnet | Yodlee's Account Verification API and Aggregation API allowed Voatz to supplement the traditional voter identification process with financial account data verification, which helped to boost the overall confidence in the security of our mobile focused platform.

– Nimit Sawhney, Co-Founder and CEO, Voatz

Get started with Yodlee Account Verification APIs

Start developing in minutes