Retail Transaction Enrichment

Envestnet | Yodlee Transaction Data Enrichment (TDE) provides consumers with greater clarity into their financial transactions. Powered by Envestnet | Yodlee's proprietary machine learning engine, TDE augments and refines financial transaction data by adding a simple description, merchant name, category, and geolocation in a contextualized manner based on learnings from millions of transactions.

A core benefit of TDE is the hierarchical detail with which transactions are categorized. The categories come in three tiers that are explained below:

  • High-level Categories: The 17 unique high-level categories primarily are used in expense analysis use cases to show spending and income pie charts with a more manageable number of categories. Rename high-level categories and/or redistribute master categories that are assigned under each of them.
  • Master Categories: The 58 unique tax-friendly master categories can be renamed.
  • Detail Categories: The 607 unique detail categories allow for a more granular categorization of transactions. For example, Utilities can be divided into Electric/Gas, Garbage/Sanitary, Water, etc.

The categories fall broadly into four groups: expense, income, transfer, and deferred compensation. Any transaction that is not categorized is marked as uncategorized.
Click the appropriate category group tab to view the list of IDs and categories specific to the group:

High-level Category Master Category Detail Category
ID Category Name ID Category Name ID Category Name
10000003 Automotive Expenses 2 Automotive Expenses 1218 Auto Fees/Penalties
1145 Automotive
1260 Car Appraisers
1261 Car Dealers
1262 Car Dealers and Leasing
1263 Car Parts and Accessories
1264 Car Wash and Detail
1265 Classic and Antique Car
1267 Maintenance and Repair
1268 Motorcycles/Mopeds/Scooters
1269 Oil and Lube
1041 Registration/Licensing
1270 Motorcycle Repair
1271 RVs and Motor Homes
1272 Motorcycle Sales
1273 Salvage Yards
1274 Smog Check
1275 Tires
1276 Towing
1277 Transmissions
1278 Used Cars
8 Gasoline/Fuel 1240 e-Charging
1266 Gas Stations
10000007 Business Services 100 Advertising 1176 Advertising
1513 Advertising Agencies and Media Buyers
1514 Advertising and Marketing
1515 Creative Services
1516 Direct Mail and Email Marketing Services
1517 Market Research and Consulting
1518 Online Advertising
1519 Print/TV/Radio/Outdoor Advertising
1521 Promotional Items
1522 Public Relations
1523 Search Engine Marketing and Optimization
102 Business Miscellaneous 1180 Business Expenses
110 Office Maintenance 1178 Office Maintenance
45 Office Supplies 1177 Office Supplies
16 Online Services 1599 Accounting and Bookkeeping
1600 Apartments/Condos/Houses
1601 Art Restoration
1602 ATMs
1603 Attorneys and Law Offices
1604 Automation and Control Systems
1605 Banking and Finance
1606 Banks and Credit Unions
1028 Credit Reporting/Identity Protection
1042 Software/Cloud Services
1081 Financial Services
1100 Legal Services
1607 Boarding Houses
1608 Building and Land Surveyors
1609 Business and Strategy Consulting
1610 Business Brokers and Franchises
1611 Businesses and Services
1612 Career Counseling
1613 Check Cashing
1614 City Halls
1615 Collection Services
1616 Commercial Real Estate
1617 Community and Government
1618 Computer Products and Services
1619 Corporate Housing
1620 Corporate HQ
1621 Credit Counseling and Bankruptcy Services
1622 Embassies
1623 Employment Agencies
1624 Engineering Services
1625 Fire Stations
1626 Fund Raising
1627 Geological Services
1628 Government Departments and Agencies
1629 Government Lobbyists
1630 Human Resources
1631 Immigration
1632 Import and Export
1633 Industrial Machinery and Vehicles
1634 Infrastructure
1635 Law Enforcement and Public Safety
1636 Logging and Sawmills
1637 Machine Shops
1638 Management Services
1639 Manufacturing Services
1640 Metal Products and Services
1641 Military Bases
1642 Mobile Homes
1643 Notary
1644 Paper Supplies
1645 Plastic Services
1646 Police Stations
1647 Property Management
1648 Real Estate
1649 Real Estate Agents
1650 Real Estate Appraiser
1651 Real Estate Development and Title Companies
1652 Refrigeration and Ice
1653 Repair Services
1654 Rescue Services
1655 Rubber Products and Services
1656 Scientific Supplies
1657 Student Aid and Grants
1658 Technology Services
1659 Translation Services
1660 Web Design and Development
1661 Welding Services
1662 Writing/Copywriting/Technical Writing
104 Postage and Shipping 1559 Packaging
1560 Post Offices
1561 Shipping/Freight/Material Transportation
106 Printing 1520 Printing/Copying/Signage
10000022 Educational Expenses 6 Education 1134 Vocational Schools
1292 Adult Education
1293 Art Lessons and Schools
1294 Colleges and Universities
1295 Computer Training
1296 Culinary Lessons and Schools
1297 Driving Schools
1298 Education
1299 Fraternities and Sororities
1300 Primary and Secondary Schools
1301 Tutoring and Educational Services
1026 Certifications
1027 College Bookstore
1037 Online Education
10000021 Food Expenses 10 Groceries 1690 Food and Beverage Services
1421 Agriculture and Forestry
1422 Candy Stores
1423 Cheese
1424 Chocolate
1425 Distribution
1426 Farmers’ Markets
1427 Food and Beverage
1428 Health and Diet Food
1429 Kosher
1430 Meat and Seafood
1431 Supermarkets and Groceries
1432 Tobacco
1433 Wineries and Vineyards
1036 Meal Plans/Kits
1046 Vending Machines
1055 Beer/Wine/Spirits
1068 Convenience Stores
22 Restaurants/Dining 1253 Bakeries
1254 Food Delivery
1255 Breweries
1256 Distilleries
1564 American
1565 Asian
1566 Bagels and Donuts
1567 Barbecue
1568 Buffets
1569 Burgers
1570 Cafes/Coffee/Tea Houses
1571 Chinese
1572 Dessert
1573 Food and Dining
1574 French
1575 Hookah Lounges
1576 Hotel Lounges
1577 Ice Cream Parlors
1578 Indian
1579 International
1580 Internet Cafes
1581 Italian
1582 Japanese
1583 Jazz and Blues Cafes
1584 Juice Bars and Smoothies
1585 Korean
1586 Mexican
1587 Middle Eastern
1588 Pizza
1589 Restaurants
1590 Seafood
1591 Sports Bars
1592 Steakhouses
1593 Sushi
1594 Thai
1595 Vegan and Vegetarian
1596 Wine Bars
1053 Bars
1061 Catering
1071 Delis
1073 Diners
1080 Fast Food
1082 Food Trucks
1709 Bubble Tea
10000001 Giving 3 Charitable Giving 1281 Animal Shelters and Humane Societies
1282 Buddhist Temples
1283 Charities and Non-Profits
1284 Churches
1285 Environmental
1286 Hindu Temples
1287 Mosques
1288 Public and Social Services
1289 Religious
1290 Synagogues
1291 Youth Organizations
10000006 Healthcare 11 Healthcare/Medical 1434 Acupuncture
1435 AIDS Resources
1436 Ambulance
1437 Anesthesiologists
1438 Assisted Living Services
1439 Blood Banks and Centers
1440 Cardiologists
1441 Chiropractors
1442 Counseling and Therapy
1443 Dentists
1444 Dermatologists
1445 Drug and Alcohol Services
1446 Ear/Nose/Throat
1447 Emergency Services
1448 Facilities and Nursing Homes
1449 Family Medicine
1450 Gastroenterologists
1451 General Surgery
1452 Geriatrics
1453 Healthcare
1454 Holistic/Alternative/Naturopathic Medicine
1455 Home Health Care Services
1456 Hospitals/Clinics/Medical Centers
1457 Internal Medicine
1458 Medical Supplies and Labs
1459 Mental Health
1460 Neurologists
1461 Nurses
1462 Obstetricians and Gynecologists
1463 Oncologists
1464 Ophthalmologists
1465 Optometrist
1466 Oral Surgeons
1467 Orthopedic Surgeons
1468 Other Healthcare Professionals
1469 Pathologists
1470 Pediatricians
1471 Pharmacies
1472 Physical Therapy and Rehabilitation
1473 Physicians
1474 Plastic Surgeons
1475 Podiatrists
1476 Pregnancy and Sexual Health
1477 Psychiatrists
1478 Psychologists
1479 Radiologists
1480 Respiratory
1481 Sports Medicine
1482 Urologists
1483 Weight Loss and Nutritionists
1711 Cannabis Stores
10000004 Home Expenses 15 Cable/Satellite Services 1156 Digital Bundle
1034 Internet
1058 Paid TV
13 Home Improvement 1242 Architects
1120 Roofers
1153 Home Improvement
1484 Bathrooms
1486 Construction
1487 Construction Supplies
1488 Deck and Patio
1489 Doors and Windows
1490 Fences/Fireplaces/Garage Doors
1491 Hardware and Services
1492 Hardware Stores
1494 Home Inspection Services
1495 Housewares
1496 Interior Design
1497 Kitchens
1499 Lighting Fixtures
1500 Movers
1501 Nurseries and Garden Centers
1506 Renewable Energy
1507 Security and Safety
1508 Sewer
1511 Upholstery
1067 Contractors
12 Home Maintenance 1245 Electricians
1246 Carpenters
1107 Painting
1111 Pest Control
1152 Home Maintenance
1485 Carpet and Flooring
1493 Heating/Ventilating/Air Conditioning
1498 Landscaping and Gardeners
1502 Petroleum
1503 Plumbing
1504 Pools and Spas
1505 Professional Cleaning
1509 Swimming Pool Maintenance and Services
1510 Tree Service
1033 Homeowners Association Fees
1077 Equipment Rental
17 Loans 1704 Line of Credit Payment
1247 Business Loans
1158 Other Loans
1023 Auto Loan/Lease
1030 Home Equity Loan
1031 Home Improvement Loan
1039 Personal Loan
1043 Student Loan
18 Mortgages 1137 Mortgage
21 Rent 1125 Storage
1165 Rental Services
1562 Housing Assistance and Shelters
1563 Retirement Home
38 Telephone Services 1279 Mobile
1280 Telecommunication Services
39 Utilities 1172 Other Utilities
1688 Chemicals and Gasses
1689 Sewage/Waste Management
1047 Water
1076 Electric/Gas
10000020 Insurance 14 Insurance 1512 Insurance
1022 Appliance/Personal Items Insurance
1025 Auto Insurance
1029 Health Insurance
1032 Home Insurance
1035 Life Insurance
1040 Pet Insurance
1045 Travel Insurance
10000009 Miscellaneous Expenses 25 ATM/Cash Withdrawals 1138 ATM/Cash Withdrawals
33 Checks 1139 Check Payment
35 Other Bills 1004 Bill Payment
19 Other Expenses 1161 Other Expenses
24 Service Charges/Fees 1168 Other Charges and Fees
1001 Annual Fee
1002 ATM Fee
1005 Convenience Fee
1006 Credit Card Fee
1007 Foreign Transaction Fee
1009 Interest Charge
1010 Late Fee
1011 Maintenance Fee
1012 NSF Fee
1014 Overdraft Fee
1016 Returned Check Fee
1018 Service Fee
1019 Stop Payment Fee
1021 Transfer Fee
112 Wages Paid 1701 Wages Paid - Direct
1702 Wages Paid - Indirect
1705 Wage Expenses
10000010 Personal & Family 4 Child/Dependent Expenses 1219 Spousal Support
1163 Child/Dependent Expenses
1526 Children
1529 Day Care and Preschools
1546 Senior Citizen Services
1552 Toys
1703 Child Support Payments
5 Clothing/Shoes 1221 Shoes
1527 Clothing and Accessories
1528 Costumes
1532 Fashion
1534 Glasses
1537 Jewelry and Watches
1538 Leather
1541 Outlet
1549 Swimwear
1550 Tailors
1553 Wedding and Bridal
108 Dues and Subscriptions 1222 Memberships
1181 Subscriptions
43 Electronics 1224 Speakers/Home Theater Systems
1225 Car Stereo Systems
1304 Cameras
1305 Computers and Electronics
1308 Electrical Equipment
1313 Mobile Phones
1089 Home Appliances
1710 Vaporizer Shops
7 Entertainment 1227 Bowling
1229 Theater
1230 Museums
1231 Lottery
1232 Amusement Parks
1235 Sporting Events
1104 Night Clubs
1133 Video Games
1691 Entertainment Services
1323 Arcades
1324 Art Dealers and Galleries
1325 Arts
1327 Athletic Fields
1328 Audiovisual
1329 Baseball
1330 Basketball
1331 Batting Ranges
1332 Beaches
1334 Billiard and Pool
1335 Bingo
1336 Boating
1338 Buildings and Structures
1339 Campgrounds and RV Parks
1340 Canoes and Kayaks
1341 Carnivals
1342 Casinos and Gaming
1343 Circuses
1344 Combat Sports
1345 Convention Centers
1346 Country Clubs
1347 Cycling
1348 Dance
1350 Dance Halls and Saloons
1351 Dog Parks
1352 Entertainment
1353 Equestrian
1354 Events and Event Planning
1355 Fairgrounds and Rodeos
1356 Football
1357 Forests
1358 Gardens
1359 Go Carts
1360 Golf
1361 Golf Courses
1362 Gun Ranges
1363 Gymnastics
1364 Hiking
1365 Historic and Protected Sites
1367 Hockey
1368 Hot Air Balloons
1369 Hunting and Fishing
1370 Karaoke
1371 Lakes
1372 Landmarks
1374 Media
1375 Miniature Golf
1376 Monuments and Memorials
1377 Mountains
1378 Movie Theatres
1379 Music and Show Venues
1380 Music/Video/DVD
1381 Natural
1382 Natural Parks
1383 Organizations and Associations
1384 Outdoors
1385 Paintball
1386 Parks
1387 Party Centers
1388 Party Supplies
1389 Picnic Areas
1390 Playgrounds
1391 Psychics and Astrologers
1393 Race Tracks
1394 Racquet Sports
1395 Racquetball
1396 Rafting
1397 Recreation Centers
1398 Rivers
1399 Rock Climbing
1400 Running
1401 Scuba Diving
1402 Skating
1403 Skydiving
1404 Snow Sports
1405 Soccer
1406 Social
1407 Sports and Recreation
1408 Sports Clubs
1409 Stadiums and Arenas
1410 Surfing
1411 Swimming
1412 Swimming Pools
1413 Tennis
1414 Ticket Sales
1415 Urban Parks
1416 Water Sports
1417 Zoos/Aquariums/Wildlife Sanctuaries
1038 Streaming Entertainment
1048 Adult Entertainment
1708 Comedy Clubs
44 General Merchandise 1123 Sporting Goods
1302 Adult
1303 Auctions
1306 Department Stores
1307 Discount Stores
1309 Flea Markets
1310 Furniture and Decor
1311 Luggage
1312 Military
1314 Newsstands
1315 Pawn Shops
1316 Retail
1317 Shopping Centers and Malls
1318 Textiles
1319 Vintage and Thrift
1320 Warehouses and Wholesale Stores
1321 Wholesale
9 Gifts 1418 Cards and Stationery
1419 Florists
1420 Gift and Novelty
34 Hobbies 1322 Antiques
1326 Arts and Crafts
1333 Bicycles
1337 Bookstores
1349 Dance and Music
1366 Hobby and Collectibles
1373 Libraries
1392 Publishing
1707 Comic Book Stores
20 Personal Care 1251 Tanning Salons
1164 Personal Care
1524 Beauty Salons and Barbers
1525 Cemeteries
1530 Disabled Persons Services
1531 Dry Cleaning/Ironing/Laundry
1533 Funeral Services
1535 Gyms and Fitness Centers
1536 Hair Removal
1539 Manicures and Pedicures
1540 Massage Clinics and Therapists
1542 Personal Trainers
1543 Photography
1544 Photos and Frames
1545 Piercing
1547 Skin Care
1548 Spas
1551 Tattooing
1554 Yoga and Pilates
1054 Beauty Products
42 Pets/Pet Care 1173 Pet Supplies
1555 Grooming
1556 Pet Sitting and Boarding
1557 Pets
1558 Veterinarians
10000008 Taxes 37 Taxes 1171 Other Tax
1008 Income Tax
1015 Property/County Tax
1017 Sales Tax
1698 Business Taxes - Federal
1699 Business Taxes - Payroll
1700 Business Taxes - State
10000011 Travel 23 Travel 1257 Rideshare
1108 Parking
1663 Airlines and Aviation Services
1664 Airports
1665 Bed and Breakfasts
1666 Bus Stations
1667 Car and Truck Rentals
1668 Charter Buses
1669 Cottages and Cabins
1670 Heliports
1671 Hostels
1672 Hotels and Motels
1673 International Airports
1674 Limos and Chauffeurs
1675 Lodges and Vacation Rentals
1676 Lodging
1677 Ports
1678 Public Transportation Services
1679 Rail Stations
1680 Resorts
1681 Rest Areas
1682 Taxi and Car Services
1683 Tourist Information and Services
1684 Transport Hubs
1685 Transportation
1686 Travel
1687 Travel Agents and Tour Operators
1020 Tolls
1024 Business Travel
1069 Cruises
1706 Private Airports
High-level Category Master Category Detail Category
ID Category Name ID Category Name ID Category Name
10000012 Income 92 Consulting 1259 Consulting Income
1210 Independent/Gig Income
27 Deposits 1238 Insurance Claims
1239 Healthcare Claims
1190 Credit Card Cash Advance
1191 Line of Credit Advance
1198 Tax Refund Advance
1192 Loan Funding
1084 Gambling/Lottery Income
1194 Veteran Benefit - Education
1195 Credits/Deposits
1213 Tax Refund
96 Interest 1185 Interest Income
30 Investment Income 1184 Dividends
1193 Investment Income
32 Other Income 1182 Other Income
1696 Potential Recurring Income
1202 Non-recurring Direct Deposits
29 Paychecks/Salary 1692 Disability Benefits
1693 Spousal Support Benefits
1160 Wages Paid
1205 Social Security Benefits
1206 Child Support
1209 Unemployment Benefits
1211 Other Benefits
1216 Bonus/Commissions
1217 Veteran Benefits
1183 Salary/Regular Income
31 Retirement Income 1197 Pension
1196 Retirement Income
225 Rewards 1187 Rewards
94 Sales 1201 Sales Income
1212 Business Income
98 Services 1203 Services Rendered
1207 Rental Income
10000019 Refunds & Reimbursements 114 Expense Reimbursement 1186 Expense Reimbursement
227 Refunds/Adjustments 1188 Refunds/Adjustments
High-level Category Master Category Detail Category
ID Category Name ID Category Name ID Category Name
10000018 Credit Card Payment 26 Credit Card Payments 1169 Credit Card Payments
1003 Balance Transfer
10000015 Transfers 40 Savings 1141 Savings
1697 Small Savings
36 Securities Trades 1597 Financial Planning and Investments
1598 Stock Brokers
28 Transfers 1170 Money Transfer
1013 P2P Payments
1694 Business Transfers
1695 Overdraft Protection Transfer
High-level Category Master Category Detail Category
ID Category Name ID Category Name ID Category Name
10000016 Retirement Savings 41 Retirement Contributions 1142 Retirement Contributions