AU Open Banking – New Features/Enhancements
Consent Confirmation PDF Enhancements
The consent confirmation PDF option is now also available for expired consents for the end users to download and verify per CDR rules. Additionally, the PDF structure and label names have been standardized.
Account Verification – New Features/Enhancements
Enabling Legacy Statuses with Granular Statuses
In a continuous effort to optimize the user experience, the essential statuses (i.e., legacy statuses) have been streamlined to be made available in the Get Verification Status API response.
The API will return the Micro Entry statuses in the verificationStatus attribute, and the corresponding granular statuses will be returned in the newly introduced additionalMessage attribute.
| Impacted API Method and URL: |
The verification statuses and their mapping to Micro Entry statuses and granular statuses/additional messages are as follows:
| Verification Status | Micro Entry Status | Additional Message | Failed Reason |
|---|---|---|---|
INITIATED | INITIATED | ||
PENDING_PROCESSING | Pending Processing | ||
DEPOSITED | PROCESSED | Processed | |
DEPOSITED | Deposited | ||
PENDING_VERIFICATION | Pending Verification | ||
FAILED | FAILED | Failed | DATA_MISMATCH |
SUSPECTED_FRAUD | Suspected Fraud | SUSPECTED_FRAUD | |
RESTRICTED_RTN | Restricted RTN | RESTRICTED_RTN | |
RESTRICTED_ACCOUNT | Restricted Account | RESTRICTED_ACCOUNT | |
PENDING_PROCESSING_EXPIRED | Pending Processing Expired | EXPIRED | |
RETURNED | Returned | RETURNED | |
ACCOUNT_VERIFICATION_EXPIRED | Account Verification Expired | EXPIRED | |
SUCCESS | SUCCESS |
Transaction Data Enrichment – New Features/Enhancements
Simple Description Customization
The capability to customize the transaction simple description has been introduced in this release. Based on the predicted merchant, the simple description of a particular transaction can be customized.
Batch Data Feed – New Features/Enhancements
Handling Transaction ID for Investment Container
Transaction ID, a mandatory field for the investment container in BDF 2.0, has been made optional for non-reconciliation customers in case they are unable to send transaction IDs.