Business Transaction Enrichment

In addition to providing enrichment for retail account transactions, Transaction Data Enrichment (TDE) can now enrich transactions from business accounts. With the Business Transaction Enrichment feature enabled, two additional attributes are returned – transaction Classification and Business Category. Transaction classification allows for the identification of personal and business transactions in a business account. Business category enriches the business transaction into one of the nine business categories. Business Category attribute does not replace any existing TDE category fields but provides an additional layer of insight and classification.

There are nine groupings within the Business Category field:

  • Cost of Goods Sold
  • General Expenses
  • Marketing Expenses
  • Non-Operating Revenue
  •  
    Other Deposits
  • Personal Expenses
  • Personal Income
  • Sales Revenue
  • Transfers

The Business Category field is available as an additional layer of classification alongside the standard TDE category fields (High-level, Master, and Detail). This field, along with the Classification field, enables business banking users to perform tasks related to expense management and cash flow monitoring, while also having the ability to differentiate between business and personal/retail spending.

Note: By default, business transaction enrichment is NOT enabled, and is currently only available to Yodlee API v1.1 customers in the US region.

The categories fall broadly into four groups: expense, income, and transfer. Any transaction that is not categorized is marked as uncategorized.
Click the appropriate category group tab to view the list of IDs and categories specific to the group:

Business Category ID Business Category Name Granular ID Granular Category Name Business Classification
1 Cost of Goods Sold 1318 Textiles Yes
1633 Industrial Machinery and Vehicles Yes
1636 Logging and Sawmills Yes
1639 Manufacturing Services Yes
1640 Metal Products and Services Yes
1655 Rubber Products and Services Yes
1701 Wages Paid - Direct Yes
1308 Electrical Equipment Yes
2 General Expenses 1041 Registration/Licensing Yes
1145 Automotive Yes
1218 Auto Fees/Penalties Yes
1260 Car Appraisers Yes
1261 Car Dealers Yes
1262 Car Dealers and Leasing Yes
1263 Car Parts and Accessories Yes
1264 Car Wash and Detail Yes
1265 Classic and Antique Car Yes
1267 Maintenance and Repair Yes
1268 Motorcycles/Mopeds/Scooters Yes
1269 Oil and Lube Yes
1270 Motorcycle Repair Yes
1271 RVs and Motor Homes Yes
1272 Motorcycle Sales Yes
1273 Salvage Yards Yes
1274 Smog Check Yes
1275 Tires Yes
1276 Towing Yes
1277 Transmissions Yes
1278 Used Cars Yes
1240 e-Charging Yes
1266 Gas Stations Yes
1180 Business Expenses Yes
1178 Office Maintenance Yes
1177 Office Supplies Yes
1599 Accounting and Bookkeeping Yes
1600 Apartments/Condos/Houses Yes
1601 Art Restoration Yes
1602 ATMs Yes
1603 Attorneys and Law Offices Yes
1604 Automation and Control Systems Yes
1605 Banking and Finance Yes
1606 Banks and Credit Unions Yes
1028 Credit Reporting/Identity Protection Yes
1042 Software/Cloud Services Yes
1081 Financial Services Yes
1100 Legal Services Yes
1607 Boarding Houses Yes
1608 Building and Land Surveyors Yes
1609 Business and Strategy Consulting Yes
1610 Business Brokers and Franchises Yes
1611 Businesses and Services Yes
1612 Career Counseling Yes
1613 Check Cashing Yes
1614 City Halls Yes
1615 Collection Services Yes
1616 Commercial Real Estate Yes
1617 Community and Government Yes
1618 Computer Products and Services Yes
1619 Corporate Housing Yes
1620 Corporate HQ Yes
1621 Credit Counseling and Bankruptcy Services Yes
1622 Embassies Yes
1623 Employment Agencies Yes
1624 Engineering Services Yes
1625 Fire Stations Yes
1626 Fund Raising Yes
1627 Geological Services Yes
1628 Government Departments and Agencies Yes
1629 Government Lobbyists Yes
1630 Human Resources Yes
1631 Immigration Yes
1632 Import and Export Yes
1634 Infrastructure Yes
1635 Law Enforcement and Public Safety Yes
1637 Machine Shops Yes
1638 Management Services Yes
1641 Military Bases Yes
1642 Mobile Homes Yes
1643 Notary Yes
1644 Paper Supplies Yes
1645 Plastic Services Yes
1646 Police Stations Yes
1647 Property Management Yes
1648 Real Estate Yes
1649 Real Estate Agents Yes
1650 Real Estate Appraiser Yes
1651 Real Estate Development and Title Companies Yes
1652 Refrigeration and Ice Yes
1653 Repair Services Yes
1654 Rescue Services Yes
1656 Scientific Supplies Yes
1657 Student Aid and Grants Yes
1658 Technology Services Yes
1659 Translation Services Yes
1661 Welding Services Yes
1559 Packaging Yes
1560 Post Offices Yes
1561 Shipping/Freight/Material Transportation Yes
1292 Adult Education Yes
1293 Art Lessons and Schools Yes
1026 Certifications Yes
1027 College Bookstore Yes
1294 Colleges and Universities Yes
1295 Computer Training Yes
1296 Culinary Lessons and Schools Yes
1297 Driving Schools Yes
1298 Education Yes
1299 Fraternities and Sororities Yes
1037 Online Education Yes
1300 Primary and Secondary Schools Yes
1301 Tutoring and Educational Services Yes
1134 Vocational Schools Yes
1690 Food and Beverage Services Yes
1421 Agriculture and Forestry Yes
1422 Candy Stores Yes
1423 Cheese Yes
1424 Chocolate Yes
1425 Distribution Yes
1426 Farmers' Markets Yes
1427 Food and Beverage Yes
1428 Health and Diet Food Yes
1429 Kosher Yes
1430 Meat and Seafood Yes
1431 Supermarkets and Groceries Yes
1432 Tobacco Yes
1433 Wineries and Vineyards Yes
1036 Meal Plans/Kits Yes
1046 Vending Machines Yes
1055 Beer/Wine/Spirits Yes
1068 Convenience Stores Yes
1281 Animal Shelters and Humane Societies Yes
1282 Buddhist Temples Yes
1283 Charities and Non-Profits Yes
1284 Churches Yes
1285 Environmental Yes
1286 Hindu Temples Yes
1287 Mosques Yes
1288 Public and Social Services Yes
1289 Religious Yes
1290 Synagogues Yes
1291 Youth Organizations Yes
1156 Digital Bundle Yes
1034 Internet Yes
1058 Paid TV Yes
1242 Architects Yes
1120 Roofers Yes
1153 Home Improvement Yes
1484 Bathrooms Yes
1486 Construction Yes
1487 Construction Supplies Yes
1488 Deck and Patio Yes
1489 Doors and Windows Yes
1490 Fences/Fireplaces/Garage Doors Yes
1491 Hardware and Services Yes
1492 Hardware Stores Yes
1494 Home Inspection Services Yes
1495 Housewares Yes
1496 Interior Design Yes
1497 Kitchens Yes
1499 Lighting Fixtures Yes
1500 Movers Yes
1501 Nurseries and Garden Centers Yes
1506 Renewable Energy Yes
1507 Security and Safety Yes
1508 Sewer Yes
1511 Upholstery Yes
1067 Contractors Yes
1245 Electricians Yes
1246 Carpenters Yes
1107 Painting Yes
1111 Pest Control Yes
1152 Home Maintenance Yes
1485 Carpet and Flooring Yes
1493 Heating/Ventilating/Air Conditioning Yes
1498 Landscaping and Gardeners Yes
1502 Petroleum Yes
1503 Plumbing Yes
1504 Pools and Spas Yes
1505 Professional Cleaning Yes
1509 Swimming Pool Maintenance and Services Yes
1510 Tree Service Yes
1033 Homeowners Association Fees Yes
1077 Equipment Rental Yes
1247 Business Loans Yes
1158 Other Loans Yes
1137 Mortgage Yes
1165 Rental Services Yes
1125 Storage Yes
1279 Mobile Yes
1280 Telecommunication Services Yes
1688 Chemicals and Gasses Yes
1076 Electric/Gas Yes
1172 Other Utilities Yes
1689 Sewage/Waste Management Yes
1047 Water Yes
1512 Insurance Yes
1022 Appliance/Personal Items Insurance Yes
1025 Auto Insurance Yes
1029 Health Insurance Yes
1032 Home Insurance Yes
1035 Life Insurance Yes
1040 Pet Insurance Yes
1045 Travel Insurance Yes
1138 ATM/Cash Withdrawals Yes
1139 Check Payment Yes
1004 Bill Payment Yes
1161 Other Expenses Yes
1168 Other Charges and Fees Yes
1001 Annual Fee Yes
1002 ATM Fee Yes
1005 Convenience Fee Yes
1006 Credit Card Fee Yes
1007 Foreign Transaction Fee Yes
1009 Interest Charge Yes
1010 Late Fee Yes
1011 Maintenance Fee Yes
1012 NSF Fee Yes
1014 Overdraft Fee Yes
1016 Returned Check Fee Yes
1018 Service Fee Yes
1019 Stop Payment Fee Yes
1021 Transfer Fee Yes
1702 Wages Paid - Indirect Yes
1704 Line of Credit Payment Yes
1705 Wage Expenses Yes
1222 Memberships Yes
1181 Subscriptions Yes
1224 Speakers/Home Theater Systems Yes
1225 Car Stereo Systems Yes
1304 Cameras Yes
1305 Computers and Electronics Yes
1313 Mobile Phones Yes
1089 Home Appliances Yes
1310 Furniture and Decor Yes
1320 Warehouses and Wholesale Stores Yes
1321 Wholesale Yes
1142 Retirement Contributions Yes
1008 Income Tax Yes
1171 Other Tax Yes
1015 Property/County Tax Yes
1017 Sales Tax Yes
1698 Business Taxes - Federal Yes
1699 Business Taxes - Payroll Yes
1700 Business Taxes - State Yes
1257 Rideshare Yes
1108 Parking Yes
1663 Airlines and Aviation Services Yes
1664 Airports Yes
1665 Bed and Breakfasts Yes
1666 Bus Stations Yes
1667 Car and Truck Rentals Yes
1668 Charter Buses Yes
1669 Cottages and Cabins Yes
1670 Heliports Yes
1671 Hostels Yes
1672 Hotels and Motels Yes
1673 International Airports Yes
1674 Limos and Chauffeurs Yes
1675 Lodges and Vacation Rentals Yes
1676 Lodging Yes
1677 Ports Yes
1678 Public Transportation Services Yes
1679 Rail Stations Yes
1680 Resorts Yes
1681 Rest Areas Yes
1682 Taxi and Car Services Yes
1683 Tourist Information and Services Yes
1684 Transport Hubs Yes
1685 Transportation Yes
1686 Travel Yes
1687 Travel Agents and Tour Operators Yes
1020 Tolls Yes
1024 Business Travel Yes
1069 Cruises Yes
1706 Private Airports Yes
3 Marketing Expenses 1176 Advertising Yes
1513 Advertising Agencies and Media Buyers Yes
1514 Advertising and Marketing Yes
1515 Creative Services Yes
1516 Direct Mail and Email Marketing Services Yes
1517 Market Research and Consulting Yes
1518 Online Advertising Yes
1519 Print/TV/Radio/Outdoor Advertising Yes
1521 Promotional Items Yes
1522 Public Relations Yes
1523 Search Engine Marketing and Optimization Yes
1543 Photography Yes
1660 Web Design and Development Yes
1662 Writing/Copywriting/Technical Writing Yes
1520 Printing/Copying/Signage Yes
5 Other Deposits 1191 Line of Credit Advance Yes
6 Personal Expenses 1253 Bakeries No
1254 Food Delivery No
1255 Breweries No
1256 Distilleries No
1564 American No
1565 Asian No
1566 Bagels and Donuts No
1567 Barbecue No
1568 Buffets No
1569 Burgers No
1570 Cafes/Coffee/Tea Houses No
1571 Chinese No
1572 Dessert No
1573 Food and Dining No
1574 French No
1575 Hookah Lounges No
1576 Hotel Lounges No
1577 Ice Cream Parlors No
1578 Indian No
1579 International No
1580 Internet Cafes No
1581 Italian No
1582 Japanese No
1583 Jazz and Blues Cafes No
1584 Juice Bars and Smoothies No
1585 Korean No
1586 Mexican No
1587 Middle Eastern No
1588 Pizza No
1589 Restaurants No
1590 Seafood No
1591 Sports Bars No
1592 Steakhouses No
1593 Sushi No
1594 Thai No
1595 Vegan and Vegetarian No
1596 Wine Bars No
1053 Bars No
1061 Catering No
1071 Delis No
1073 Diners No
1080 Fast Food No
1082 Food Trucks No
1709 Bubble Tea No
1434 Acupuncture No
1435 AIDS Resources No
1436 Ambulance No
1437 Anesthesiologists No
1438 Assisted Living Services No
1439 Blood Banks and Centers No
1440 Cardiologists No
1441 Chiropractors No
1442 Counseling and Therapy No
1443 Dentists No
1444 Dermatologists No
1445 Drug and Alcohol Services No
1446 Ear/Nose/Throat No
1447 Emergency Services No
1448 Facilities and Nursing Homes No
1449 Family Medicine No
1450 Gastroenterologists No
1451 General Surgery No
1452 Geriatrics No
1453 Healthcare No
1454 Holistic/Alternative/Naturopathic Medicine No
1455 Home Health Care Services No
1456 Hospitals/Clinics/Medical Centers No
1457 Internal Medicine No
1458 Medical Supplies and Labs No
1459 Mental Health No
1460 Neurologists No
1461 Nurses No
1462 Obstetricians and Gynecologists No
1463 Oncologists No
1464 Ophthalmologists No
1465 Optometrist No
1466 Oral Surgeons No
1467 Orthopedic Surgeons No
1468 Other Healthcare Professionals No
1469 Pathologists No
1470 Pediatricians No
1471 Pharmacies No
1472 Physical Therapy and Rehabilitation No
1473 Physicians No
1474 Plastic Surgeons No
1475 Podiatrists No
1476 Pregnancy and Sexual Health No
1477 Psychiatrists No
1478 Psychologists No
1479 Radiologists No
1480 Respiratory No
1481 Sports Medicine No
1482 Urologists No
1483 Weight Loss and Nutritionists No
1711 Cannabis Stores No
1023 Auto Loan/Lease No
1030 Home Equity Loan No
1031 Home Improvement Loan No
1039 Personal Loan No
1043 Student Loan No
1562 Housing Assistance and Shelters No
1563 Retirement Home No
1219 Spousal Support No
1163 Child/Dependent Expenses No
1526 Children No
1529 Day Care and Preschools No
1546 Senior Citizen Services No
1552 Toys No
1703 Child Support Payments No
1221 Shoes No
1527 Clothing and Accessories No
1528 Costumes No
1532 Fashion No
1534 Glasses No
1537 Jewelry and Watches No
1538 Leather No
1541 Outlet No
1549 Swimwear No
1550 Tailors No
1553 Wedding and Bridal No
1710 Vaporizer Shops No
1227 Bowling No
1229 Theater No
1230 Museums No
1231 Lottery No
1232 Amusement Parks No
1235 Sporting Events No
1104 Night Clubs No
1133 Video Games No
1691 Entertainment Services No
1323 Arcades No
1324 Art Dealers and Galleries No
1325 Arts No
1327 Athletic Fields No
1328 Audiovisual No
1329 Baseball No
1330 Basketball No
1331 Batting Ranges No
1332 Beaches No
1334 Billiard and Pool No
1335 Bingo No
1336 Boating No
1338 Buildings and Structures No
1339 Campgrounds and RV Parks No
1340 Canoes and Kayaks No
1341 Carnivals No
1342 Casinos and Gaming No
1343 Circuses No
1344 Combat Sports No
1345 Convention Centers No
1346 Country Clubs No
1347 Cycling No
1348 Dance No
1350 Dance Halls and Saloons No
1351 Dog Parks No
1352 Entertainment No
1353 Equestrian No
1354 Events and Event Planning No
1355 Fairgrounds and Rodeos No
1356 Football No
1357 Forests No
1358 Gardens No
1359 Go Carts No
1360 Golf No
1361 Golf Courses No
1362 Gun Ranges No
1363 Gymnastics No
1364 Hiking No
1365 Historic and Protected Sites No
1367 Hockey No
1368 Hot Air Balloons No
1369 Hunting and Fishing No
1370 Karaoke No
1371 Lakes No
1372 Landmarks No
1374 Media No
1375 Miniature Golf No
1376 Monuments and Memorials No
1377 Mountains No
1378 Movie Theatres No
1379 Music and Show Venues No
1380 Music/Video/DVD No
1381 Natural No
1382 Natural Parks No
1383 Organizations and Associations No
1384 Outdoors No
1385 Paintball No
1386 Parks No
1387 Party Centers No
1388 Party Supplies No
1389 Picnic Areas No
1390 Playgrounds No
1391 Psychics and Astrologers No
1393 Race Tracks No
1394 Racquet Sports No
1395 Racquetball No
1396 Rafting No
1397 Recreation Centers No
1398 Rivers No
1399 Rock Climbing No
1400 Running No
1401 Scuba Diving No
1402 Skating No
1403 Skydiving No
1404 Snow Sports No
1405 Soccer No
1406 Social No
1407 Sports and Recreation No
1408 Sports Clubs No
1409 Stadiums and Arenas No
1410 Surfing No
1411 Swimming No
1412 Swimming Pools No
1413 Tennis No
1414 Ticket Sales No
1415 Urban Parks No
1416 Water Sports No
1417 Zoos/Aquariums/Wildlife Sanctuaries No
1038 Streaming Entertainment No
1048 Adult Entertainment No
1708 Comedy Clubs No
1123 Sporting Goods No
1302 Adult No
1303 Auctions No
1306 Department Stores No
1307 Discount Stores No
1309 Flea Markets No
1311 Luggage No
1312 Military No
1314 Newsstands No
1315 Pawn Shops No
1316 Retail No
1317 Shopping Centers and Malls No
1319 Vintage and Thrift No
1418 Cards and Stationery No
1419 Florists No
1420 Gift and Novelty No
1322 Antiques No
1326 Arts and Crafts No
1333 Bicycles No
1337 Bookstores No
1349 Dance and Music No
1366 Hobby and Collectibles No
1373 Libraries No
1392 Publishing No
1707 Comic Book Stores No
1251 Tanning Salons No
1164 Personal Care No
1524 Beauty Salons and Barbers No
1525 Cemeteries No
1530 Disabled Persons Services No
1531 Dry Cleaning/Ironing/Laundry Yes
1533 Funeral Services No
1535 Gyms and Fitness Centers No
1536 Hair Removal No
1539 Manicures and Pedicures No
1540 Massage Clinics and Therapists No
1542 Personal Trainers No
1544 Photos and Frames No
1545 Piercing No
1547 Skin Care No
1548 Spas No
1551 Tattooing No
1554 Yoga and Pilates No
1054 Beauty Products No
1173 Pet Supplies No
1555 Grooming No
1556 Pet Sitting and Boarding No
1557 Pets No
1558 Veterinarians No
Business Category ID Business Category Name Granular ID Granular Category Name Business Classification
4 Non Operating Revenue 1238 Insurance Claims Yes
1239 Healthcare Claims Yes
1185 Interest Income Yes
1184 Dividends Yes
1193 Investment Income Yes
1207 Rental Income Yes
5 Other Deposits 1190 Credit Card Cash Advance Yes
1191 Line of Credit Advance Yes
1198 Tax Refund Advance Yes
1192 Loan Funding Yes
1195 Credits/Deposits Yes
1696 Potential Recurring Income Yes
1202 Non-recurring Direct Deposits Yes
1188 Refunds/Adjustments Yes
7 Personal Income 1084 Gambling/Lottery Income No
1194 Veteran Benefit - Education No
1213 Tax Refund No
1692 Disability Benefits No
1693 Spousal Support Benefits No
1160 Wages Paid No
1205 Social Security Benefits No
1206 Child Support No
1209 Unemployment Benefits No
1211 Other Benefits No
1216 Bonus/Commissions No
1217 Veteran Benefits No
1183 Salary/Regular Income No
1197 Pension No
1196 Retirement Income No
1187 Rewards No
1186 Expense Reimbursement No
8 Sales Revenue 1210 Independent/Gig Income Yes
1182 Other Income Yes
1212 Business Income Yes
1201 Sales Income Yes
1203 Services Rendered Yes
1259 Consulting Income Yes
Business Category ID Business Category Name Granular ID Granular Category Name Business Classification
7 Personal Income 1141 Savings No
1697 Small Savings No
9 Transfers 1003 Balance Transfer Yes
1169 Credit Card Payments Yes
1597 Financial Planning and Investments Yes
1598 Stock Brokers Yes
1170 Money Transfer Yes
1013 P2P Payments Yes
1694 Business Transfers Yes
1695 Overdraft Protection Transfer Yes