Aggregate Mortgage Account
Overview
The Aggregate Mortgage Account insight is a schedule-triggered insight that recommends aggregating the mortgage account. The insight is generated only if the system identifies a mortgage payment in any of the user's aggregated bank or card accounts.
Following are the additional details for the insight:
Insight Name | AGGREGATE_MORTGAGE_ACCOUNT |
---|---|
Insight Type | AGGREGATE |
Trigger Type | SCHEDULE |
Supported Containers | BANK, CARD |
Frequency | MONTHLY |
Duration | LAST_MONTH |
Run Date | 9th day of the calendar month |
Use Cases
- Customer:
- More User Data - Build a better financial picture of the user.
- User:
- A holistic view of all users’ accounts in a single place.
- More in-depth and meaningful insights with the user's full financial data in place.
Suggested Action
Provide the user an option to aggregate accounts using FastLink. For more information, see FastLink 4.0.
Peer Benchmarking Data
This insight does not provide peer benchmarking data.
Sample UI


GET Insight Feeds
The GET insights feed API retrieves all or a subset of the valid insight notifications generated for a particular user. However, using the insightName
filter, you can specifically request for the Aggregate Mortgage Account insight only.
The entityId
filter does not apply to this insight.
Method and URL:
GET /insights/feed
Header Parameters:
Key | Value | |
---|---|---|
Authorization | Client credentials-based authorization | Bearer {{Access Token}} |
API key-based authentication | Bearer {{JWT Token_Customer}} | |
Deprecated cobrand and user credential-based authentication | cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service} | |
Content-Type | application/json | |
Api-Version | 3.0 | |
2.1 | ||
2 | ||
Cobrand-Name | {Name of the Customer} |
Sample Request:
GET /insights/feed?insightName=AGGREGATE_MORTGAGE_ACCOUNT
Sample Response:
For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.
{
"feed":[
{
"id":"60d43d99d59fdb46b0c910d2",
"insightName":"AGGREGATE_MORTGAGE_ACCOUNT",
"insightTitle":"Aggregate Mortgage Account",
"insightType":"AGGREGATE",
"triggerType":"SCHEDULE",
"createdDate":"2025-05-09T08:08:49Z",
"subscription":[
{
"entityType":"ACCOUNT",
"frequency":"MONTHLY",
"duration":"LAST_MONTH"
}
],
"basicAccount":[
{
"id":13709571,
"providerName":"Dag Site",
"accountName":"PDV_Test_Data-Long_Tenure_Recurring_Payments",
"accountType":"CHECKING",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=13709571"
},
"basicTransaction":[
{
"id":47306932,
"amount":{
"amount":1300.0,
"currency":"USD"
},
"date":"2025-04-13",
"link":{
"entityName":"transaction",
"url":"/derived/transactions?transactionId=47306932"
},
"categoryId":18,
"category":"Mortgages",
"categoryType":"EXPENSE",
"baseType":"DEBIT",
"description":{
"original":"Home Loan Payment",
"simple":"Home Loan Payment"
},
"sourceType":"AGGREGATED",
"merchantType":"BILLERS",
"basicMerchant":{
"name":"Quicken Loans"
}
}
],
"message":{
"messageText":"You have mortgage payments but you haven't added the mortgage account. Aggregate to let us help track your mortgage."
}
},
{
"id":13709572,
"providerName":"Dag Site",
"accountName":"PDV Test Data- All Category",
"accountType":"OTHER",
"isAsset":true,
"container":"bank",
"link":{
"entityName":"account",
"url":"/accounts?accountId=13709572"
},
"basicTransaction":[
{
"id":47307045,
"amount":{
"amount":1344.75,
"currency":"USD"
},
"date":"2025-04-17",
"link":{
"entityName":"transaction",
"url":"/derived/transactions?transactionId=47307045"
},
"categoryId":18,
"category":"Mortgages",
"categoryType":"EXPENSE",
"baseType":"DEBIT",
"description":{
"original":"Property Mortgage",
"simple":"Property Mortgage"
},
"sourceType":"AGGREGATED",
"merchantType":"BILLERS"
}
],
"message":{
"messageText":"You have mortgage payments but you haven't added the mortgage account. Aggregate to let us help track your mortgage."
}
}
]
}
]
}