Card Payment Due Reminder

Overview

The Card Payment Due Reminder insight is a schedule-triggered insight that reminds users when their credit card payment is due. The insight is generated only when the current date is five days before the due date.

Following are the additional details for the insight:

Insight Name	CARD_PAYMENT_DUE_REMINDER
Insight Type	OTHER
Trigger Type	SCHEDULE
Supported Container	CARD
Frequency	DAILY
Duration	N/A
Run Date	N/A

Use Cases

Customer:
- User engagement
User:
- Financial discipline - Pay credit card bills on time and avoid late fees.

Suggested Action

Suggest the user to pay the bill. In case the user has already paid the bill, hide the insight instance.

Peer Benchmarking Data

This insight does not provide peer benchmarking data.

Sample UI

Insight Feed

Insight Widget and Details

GET Insight Feeds

The GET insights feed API retrieves all or a subset of the valid insight notifications generated for a particular user. However, using the insightName filter, the Card Payment Due Reminder insight can be specifically requested.

Method and URL:

GET /insights/feed

Header Parameters:

Key	Value
`Authorization`	Client credentials-based authorization	`Bearer {{Access Token}}`
	API key-based authentication	`Bearer {{JWT Token_Customer}}`
	Deprecated cobrand and user credential-based authentication	`cobSession={cobSession received in the cobrand login service}, userSession={userSession received in the user login service}`
`Content-Type`	`application/json`
`Api-Version`	`3.0`
	`2.1`
	`2`
`Cobrand-Name`	`{Name of the Customer}`

Sample Request:

GET /insights/feed?insightName=CARD_PAYMENT_DUE_REMINDER

Sample Response:

For more information about the attributes that are returned in the API response, refer to the Insights Data Model page.

{
   "feed":[
      {
         "id":"60dab888644b8c035783af10",
         "insightName":"CARD_PAYMENT_DUE_REMINDER",
         "insightTitle":"Card Payment Due Reminder",
         "insightType":"OTHER",
         "triggerType":"SCHEDULE",
         "createdDate":"2025-06-29T06:07:01Z",
         "subscription":[
            {
               "entityId":"13706999",
               "entityType":"ACCOUNT",
               "threshold":[
                  {
                     "name":"DAYS_BEFORE",
                     "value":"5",
                     "type":"DAYS"
                  }
               ]
            }
         ],
         "cardAccount":[
            {
               "id":13706999,
               "providerName":"Dag Site",
               "accountName":"Card - first account",
               "accountType":"CREDIT",
               "container":"creditCard",
               "link":{
                  "entityName":"account",
                  "methodType":"GET",
                  "url":"/accounts?accountId=13706999"
               },
               "totalCreditLine":{
                  "amount":10000.0,
                  "currency":"USD"
               },
               "balance":{
                  "amount":5500.0,
                  "currency":"USD"
               },
               "basicStatement":[
                  {
                     "id":11585197,
                     "accountId":13706999,
                     "statementDate":"2025-06-19",
                     "dueDate":"2025-07-04",
                     "billingPeriodStart":"2025-05-01",
                     "billingPeriodEnd":"2025-05-31",
                     "amountDue":{
                        "amount":2500.0,
                        "currency":"USD"
                     },
                     "minPaymentDue":{
                        "amount":500.0,
                        "currency":"USD"
                     },
                     "link":{
                        "entityName":"statement",
                        "url":"/statements?accountId=13706999"
                     }
                  }
               ]
            }
         ]
      }
   ]
}