Verified Account Resource

Request-level Data

Attribute Name	Type	Description	Endpoint
verifiedAccount	entity[]	Details about the verified account.	GET verification/verifiedAccounts
requestId	string	The unique identifier for the request.	GET verification/verifiedAccounts
requestDate	dateTime	Indicates the date and time when the request ID is created in the system.	GET verification/verifiedAccounts
state	string	The state of the verification request. Valid Values: Verified Accounts Verification State	GET verification/verifiedAccounts
failedReason	string	The reason for the account verification failed. Valid Values: Verification Request Failed Reason	GET verification/verifiedAccounts

Entity: verifiedAccount

Attribute Name	Type	Description	Endpoint
CONTAINER	string	The type of service, i.e., `bank` or `investment`.	GET verification/verifiedAccounts
accountId	long	The unique identifier for the account.	GET verification/verifiedAccounts
displayedName	string	The name or identification of the account owner as it appears at the financial institution (FI) site. Note: The account holder’s name can be full or partial based on how it is displayed on the account summary page of the FI site. In most cases, the FI site does not display the full account holder’s name on the account summary page.	GET verification/verifiedAccounts
providerAccountId	long	The unique identifier for the provider account.	GET verification/verifiedAccounts
accountName	string	The account name as it appears on the site.	GET verification/verifiedAccounts
accountNumber	string	The account number as it appears on the site.	GET verification/verifiedAccounts
providerId	string	Identifier of the provider site. The primary key of provider resource.	GET verification/verifiedAccounts
providerName	string	Service provider or institution name where the account originates. This belongs to the provider resource.	GET verification/verifiedAccounts
accountType	string	The aggregated account type, such as savings, checking, etc. The account type is derived based on the attributes of the account. Valid Values: Aggregated Account Types	GET verification/verifiedAccounts
availableBalance	money	The balance in the account that is available for spending. For checking accounts with overdrafts, the available balance may include an overdraft amount if the site adds an overdraft balance to the available balance. Note: Applies only to the bank container.	GET verification/verifiedAccounts
currentBalance	money	The balance in the account that is available at the beginning of the business day; is equal to the account's ledger balance. Note: Applies only to the bank container.	GET verification/verifiedAccounts
cash	money	The amount that is available for immediate withdrawal or the total amount available to purchase securities in a brokerage or investment account. Note: The cash balance field applies only to brokerage-related accounts.	GET verification/verifiedAccounts
balance	money	The total balance of all the investment accounts, as it appears on the FI site. Note: Applies only to the investment container.	GET verification/verifiedAccounts
classification	string	The classification of the account, such as personal, corporate, etc., as set by the system. Valid Values: Account Classification	GET verification/verifiedAccounts
verificationStatus	string	The status of the account verification. Valid Values: Verified Accounts Verification Status	GET verification/verifiedAccounts
failedReason	string	The reason the account verification failed. Valid Values: Verification Account Failed Reason	GET verification/verifiedAccounts
isSelected	boolean	Indicates if an account is selected by the user in the FastLink 4 application.	GET verification/verifiedAccounts
bankTransferCode	entity[]	Bank and branch identification information	GET verification/verifiedAccounts
fullAccountNumberList	entity	Includes payment account number and unmasked account number. The payment account number is used for ACH or funds transfers. The unmasked account number refers to an account; it is not masked or partially displayed.	GET verification/verifiedAccounts
holder	entity[]	Holder details of the account.	GET verification/verifiedAccounts

Entity: fullAccountNumberList

Attribute Name	Type	Description	Endpoint
paymentAccountNumber	string	The payment account number of the account used for payments in all regions. This may be looked at as an ACH account number in the US.	GET verification/verifiedAccounts
unmaskedAccountNumber	string	The unmasked account number of the account is the same as the account number that is used to refer to an account and is not partial or masked. In the case of investments, it is the number used for asset transfers.	GET verification/verifiedAccounts
tokenizedAccountNumber	string	A Tokenized Account Number (TAN) is a secure representation of an actual account number, transformed into a unique token. If a site supports TAN, a TAN is sent instead of the full account number.	GET verification/verifiedAccounts

Entity: holder

Attribute Name	Type	Description	Endpoint
name	name	Name of the account holder.	GET verification/verifiedAccounts
gender	string	Gender of the account holder.	GET verification/verifiedAccounts
ownership	string	Indicates the ownership of the account.	GET verification/verifiedAccounts

Entity: bankTransferCode

Attribute Name	Type	Description	Endpoint
id	string	The financial institution's branch identification number. Additional Details: The bank account's routing number in the United States. For non-United States accounts, it is the IFSC code (India), BSB number (Australia), and sort code (United Kingdom).	GET verification/verifiedAccounts
type	string	The bank transfer code type varies depending on the region of the account origination. Valid Values: Bank Transfer Code	GET verification/verifiedAccounts

Enum: Bank Transfer Code

Type	Description
BSB	BSB is a Bank-State-Branch number used to identify the branch in Australia and is required for performing transfers.
ROUTING_NUMBER	A bank routing number or routing transit number (RTN) is a nine-digit number used in the US to identify a financial institution in a transaction. The most common transaction types where routing numbers are used are ACH and wire transfers.
IFSC	FSC is the Indian Financial System Code. It is an alphanumeric code that is used to identify a particular branch in India and is required for electronic funds settlement.
SORT_CODE	The sort code is a six-digit number used in the UK to identify the bank and the branch where the account is held.

Enum: Verified Accounts Verification State

State	Description
COMPLETED	The verification request is completed.
FAILED	The verification request has failed.

Enum: Account Classification

Account Classification	Description
CORPORATE	Indicates the account is a corporate account.
PERSONAL	Indicates the account is a personal account.
SMALL_BUSINESS	Indicates the account is a small or medium business account.
TRUST	Indicates the account is a trust account.
OTHER	Indicates that the account could not be classified into any other account classifications.

Enum: Verified Accounts Verification Status

Verification Status	Description
SUCCESS	The user’s account verification is successful.
FAILED	The user’s account verification has failed.

Enum: Verification Request Failed Reason

Failed Reason	Description
NO_ELIGIBLE_ACCOUNTS	The account verification process has failed, as no eligible accounts are available.
REQUIRED_DATA_NOT_AVAILABLE	The account verification-related details are not available at the FI site.
MATCHING_FAILED	The account verification process has failed due to the account holder’s data mismatch.
USER_INPUT_REQUIRED	User input is required for the site login.
CREDENTIALS_UPDATE_NEEDED	Login errors due to outdated credentials.
INCORRECT_CREDENTIALS	Login errors due to incorrect credentials.
USER_ACTION_NEEDED_AT_SITE	All errors that need a user action at the site. Example- Accept T&C, etc.
ADDL_AUTHENTICATION_REQUIRED	Additional MFA information is needed at the site.
INVALID_ADDL_INFO_PROVIDED	Invalid MFA information provided by the user.
ACCOUNT_LOCKED	Account locked at the end site.
SITE_NOT_SUPPORTED	All errors where support is not available to complete the requested action.
SITE_BLOCKING_ERROR	Yodlee's IP is blocked.
TECH_ERROR	Technical error has occurred.
UNEXPECTED_SITE_ERROR	All errors related to site issues, such as the site being down for maintenance.
SITE_UNAVAILABLE	Site is unavailable due to issues such as the site being down for maintenance.
SITE_SESSION_INVALIDATED	Errors related to multiple sessions or sessions terminated by the site.
REQUEST_TIME_OUT	Request has timed out.
CONSENT_EXPIRED	The site has informed us to provide user consent for aggregation.
CONSENT_REVOKED	The site has informed that consent is revoked by the user for aggregation.
INCORRECT_OAUTH_TOKEN	The site has informed us that the tokens provided are incorrect.
CONSENT_REQUIRED	The site has informed us that user consent is required.
NEW_AUTHENTICATION_REQUIRED	The site has requested an OAuth authentication.

Enum: Verification Account Failed Reason

Failed Reason	Description
REQUIRED_DATA_NOT_AVAILABLE	The account verification-related details are not available at the FI site.
MATCHING_FAILED	The account verification process has failed due to the account holder’s data mismatch.

Enum: Aggregated Account Types

Container	Account Type
bank	CHECKING Note: For the UK and Australian regions, CHECKING indicates the current account type.
	SAVINGS
	MONEY_MARKET
investment	BROKERAGE_CASH
	BROKERAGE_MARGIN
	INDIVIDUAL
	CASH_MANAGEMENT_ACCOUNT
	BROKERAGE_LINK_ACCOUNT