Data and Documents

Envestnet | Yodlee can aggregate up to 365 days of transactions for bank and card accounts, depending on its availability at the data source. (You can determine how many days a particular provider supports through the /Provider endpoint.) A larger data aggregation window (e.g., 365 days vs. 90 days) results in greater latency in data retrieval and hence should be selected carefully so as not to affect user experience adversely.

Not all institutions provide all the data fields that Yodlee supports as part of its data model. Thus, there may be times when you do not receive specific data fields for some of the institutions or for specific account types.

Envestnet | Yodlee can aggregate and return PII data and other sensitive data, such as full account number information (where available). You must apply for and meet the compliance requirements of the Yodlee Security Office (YSO) if you want such data. Please contact the sales team to help you in this process.

Envestnet | Yodlee needs the end user’s financial institution’s access credentials in order to log in on their behalf and aggregate their financial data. Permissioned implies that by sharing their credentials using FastLink (or APIs), end users have given Envestnet | Yodlee their consent to aggregate data on their behalf. As the application developer, you must obtain this consent from your users through your user agreement. Optionally, you can obtain this consent by enabling the Terms & Conditions option in Yodlee FastLink and providing your Terms & Conditions verbiage.

A statement is only supported for the following containers: bills, loans, credit cards, and insurance. A statement in the Envestnet | Yodlee data model refers to a collection of specific data fields from your monthly statement, such as bill date, the total amount due, minimum amount due, due date, etc. The PDF file that an institution generates monthly or quarterly is referred to as a document.